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Primerica Health Insurance began business in 1977.  The company insures more than 4.3 million people in the United States with more than $87 million of health insurance in force.  Averaging $2.5 million in daily benefits paid, the company has more than 100,000 licensed representatives and over $25 billion in assets.  They are ranked A+ by A.M. Best and AA by Standard and Poor’s.

Primerica Health Insurance is a subsidiary of Primerica Group, which features many companies that market financial products and services to the United States and Canada.  Many of these companies specialize in debt solutions, as Primerica’s history is of encouraging middle-income families to purchase insurance for both health and debt reasons.
 
For health insurance, this includes Primerica Health Insurance, Primerica Health Insurance of Canada and National Benefit Health Insurance Company.  Also offered by the group are debt consolidation loans through Citicorp and Citibank, debt solutions through Primerica Debt Watchers and mutual funds through a wide array of companies in both the US and Canada.  Auto and homeowner insurance is marketed through Primerica Secure and Insurance Answer Center, variable annuities are sold through MetHealth Investors and Common Sense Funds and long term care insurance is provided by Genworth Financial.

Offered by Primerica Health Insurance are a number of whole and term health insurance products, along with accidental death benefits.  This is a limited health insurance that is solely designed to provide coverage in the event of the policyholder’s accidental death.  Also known as an AD&D policy, or accidental death and dismemberment, benefits are also paid for loss of limbs and/or sight and hearing.  These benefits can be added to currently provided insurance through optional riders that typically pay double the face amount of the premiums and coverage in the event of an accidental death, which is called double indemnity coverage.

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