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Found in 1996, Highmark was formed by the merging of two Blue cross licensees of Pennsylvania and Blue Shield Association. These two associations were then called Pennsylvania Blue Shield and Blue Cross of Western Pennsylvania. The merger now makes the company the largest insurers in health in the whole of United States. The company is known for its strategic policies and mission towards contributing to the society. The company aims at providing insurance policies in affordable rates and thereby ensuring their customers to have a healthy and lengthy life. The company sets a high vision of being the leaders in health insurance industry and to achieve this through customer focus.
Highmark has innovative insurance policies for individuals on various categories including policies for families, education loan, loans for self employment, individual house loans, condo policies, loans for self employment, marriage policy, Medicare policy and early retirement plans. Their range of products includes special policies to meet individual needs and budget plans. There are also plans based on the individual’s annual income. Health care coverage for individuals above the age of 18 under the Health Insurance Portability and Accountability Act (HIPAA) of 1996, of the state of Pennsylvania is the main feature of the company.
Highmark also offers group healthcare coverage through a trust fund or certain companies. Individual health care products are offered by their associate company Blue Cross Blue Shield Association. The company has several options in plans, policies and services for groups and corporate companies like PPOBlue, EPOBlue, BlueWorldwide Expat, Classic Blue, Signature 65, and Vision Benefit etc. These policies offered by the insurance company are beneficial both to the employer and employee. Most of these policies are online programs that let the employers of the client company enroll and opt for the health policies themselves.
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